2026 Temple vs 2026 Charlotte

Hypothetical

Temple by 16.7

89% to win

High confidence — 5 games in — see our accuracy

Hypothetical forecast · SBR sbr-2r

Why this number

TemplePreseason baseline −5.5In-season results +1.4

CharlottePreseason baseline −15.7In-season results −5.1

Neutral site

How they're built

0–100 percentile · higher is stronger

Compare the whole profile, then explore each dimension.

Offensive production relative to that season’s field. Compare an offense with the opposing defense in the scouting report.

Recruiting and experience add context; the five axes aren't equal weights in the forecast.

The numbers behind the profiles

Measure	2026 Temple	2026 Charlotte
Offensive / play	0.2064th percentile	−0.113rd percentile
PPA allowed / play	0.1914th percentile	0.247th percentile
Points per game	24.832nd percentile6 games	16.05th percentile6 games
per game	26.330th percentile6 games	42.21st percentile6 games

Programs don't stand still

SP+ percentile among FBS teams, by season. The marked point is each compared season.

2026 Temple2026 Charlotte

Momentum

Temple↗ rising (+23 pctl over 3 seasons)

Charlotte↘ falling (−12 pctl over 3 seasons)

Talent in, results out

Recruiting-class percentile feeding each roster, compared with its SP+ result.

2026 Temple

Average signing-class percentile, classes 2023–2026: 28th percentile
SP+ percentile, 2026: 28th percentile

Matching its talent (+1)

2026 Charlotte

Average signing-class percentile, classes 2023–2026: 19th percentile
SP+ percentile, 2026: 0th percentile

Underperforming its talent (−19)

Campus distance

440 miles apart

There's more to the matchup.

Supporting context, ready when you want it.

In the trenches · both directions

Matchup	O-line	D-line
2026 Temple OL vs 2026 Charlotte DL	301.1 lbs	260.5 lbs
2026 Charlotte OL vs 2026 Temple DL	302.8 lbs	273.1 lbs

2026 Temple line yards 3.38 · 2026 Charlotte stuff rate 19.9%

2026 Charlotte line yards 2.27 · 2026 Temple stuff rate 14.5%

Fans swear big lines win games. They're half right — big-line teams do win more, but only because good programs recruit big linemen. Once we account for talent and last season, line size adds nothing to the prediction. Across 11 seasons, no measurable effect on margin.

Roster size is context. It isn't a forecast advantage.

Backtested effect: 0.42 pts at 1σ.

Head-to-head · Temple leads 3–0 since 2000

Temple has won 3 straight

Season	Score	Venue
2025	Temple 49–14 Charlotte	Jerry Richardson Stadium · Charlotte home
2016	Temple 48–20 Charlotte	Lincoln Financial Field · Temple home
2015	Temple 37–3 Charlotte	Jerry Richardson Stadium · Charlotte home

Coaching & program context

2026 Temple

K.C. Keeler

Tyler Walker

career average +27.1 SP+ offense

Scheme: Spread (listed on Wikipedia, 2025 listing)

Style: Run-heavy, grind-it-out (threw on 35% of its run–pass plays, 7th percentile of 2026 FBS; 59.8 plays a game, 7th percentile)

Brian Smith

career average +34.4 SP+ defense

Scheme: Multiple 3–4 (listed on Wikipedia, 2025 listing)

2026 Charlotte

Tim Albin

Todd Fitch

career average +24.7 SP+ offense

Scheme: Spread option (listed on Wikipedia)

Style: Pass-heavy, grind-it-out (threw on 51% of its run–pass plays, 84th percentile of 2026 FBS; 56.7 plays a game, 1st percentile)

Nate Faanes

career average +31.8 SP+ defense

Scheme: 4–2–5 (listed on Wikipedia)

A new coordinator feels like it should swing a game. Across 11 seasons, the change doesn't move the final margin beyond what the roster already tells us. Shown as context, not a factor in our number.

Run-heavy team meets a defense that can't stop the run — feels like extra points waiting. Across 7 seasons the matchup adds nothing beyond what the two ratings already say; if anything the point estimate leans the other way.