Saturday, October 17

Charlotte

0–6

Temple

2–4

1:00 PM ETLincoln Financial FieldPhiladelphia, PA

Weather

Partly cloudy52°FNW 15 mphGusts 31 mphPrecip 6%

At kickoff · 1:00 PM ET · Updated 2:21 PM ET · National Weather Service

Hour by hour

Philadelphia · local time (ET)

Kickoff hour

Partly cloudy52°FNW 15 mphGusts 31 mphPrecip 6%

Weather is not an input to the SBR forecast.

Evidence sections show 2025 background.

Game forecast

Charlotte win probability

Temple 92%

Temple by 19.2

Projected margin

Margin uncertainty ±13.9 points

Published forecast · SBR sbr-2r · Model track record

The game in a minute

01 · Temple's case

Temple's offense leads its matchup in

Temple's offense was in the 54th percentile for success rate last season. Charlotte's defense was in the 0th percentile for success rate allowed.

See the underlying numbers

02 · Charlotte's answer

Charlotte has no clear answer on this matchup

None of its defense's numbers stood out against Temple's offense last season.

03 · What could swing it

Charlotte leans on its top passer

Charlotte's leading passer threw 61% of the team's charted attempts last season.

See where they attack

When each team has the ball

Offensive efficiency meets defensive efficiency. Percentiles run from 0 to 100.

When Charlotte has the ball

Charlotte offense: 1st
Temple defense: 6th

Show the underlying numbers

Charlotte offensive per play: −0.011st percentile · #134 nationally
Temple PPA allowed per play: 0.266th percentile · #125 nationally
Charlotte success rate: 35%5th percentile · #129 nationally
Temple success rate allowed: 45%11th percentile · #121 nationally
Charlotte points per game: 14.32nd percentile · #133 nationally
Temple per game: 29.727th percentile · #100 nationally

PPA and success rate: CFBD, 2025 full season, garbage time included. Points per game: every 2025 game. Percentiles and ranks are among 2025 teams.

Charlotte offense · 2025 season · Last 8 games · garbage time excluded

Explosiveness: 1.26
Rush success: 29.2%

Temple defense · 2025 season · Last 8 games · garbage time excluded

Explosiveness allowed: 1.27
Rush success allowed: 49.4%

When Temple has the ball

Temple offense: 56th
Charlotte defense: 15th

Show the underlying numbers

Temple offensive PPA per play: 0.1856th percentile · #55 nationally
Charlotte PPA allowed per play: 0.2315th percentile · #115 nationally
Temple success rate: 43%54th percentile · #63 nationally
Charlotte success rate allowed: 52%0th percentile · #136 nationally
Temple points per game: 27.852nd percentile · #66 nationally
Charlotte points allowed per game: 36.33rd percentile · #131 nationally

PPA and success rate: CFBD, 2025 full season, garbage time included. Points per game: every 2025 game. Percentiles and ranks are among 2025 FBS teams.

Temple offense · 2025 season · Last 8 games · garbage time excluded

Explosiveness: 1.14
Rush success: 42.8%

Charlotte defense · 2025 season · Last 8 games · garbage time excluded

Explosiveness allowed: 1.07
Rush success allowed: 58.1%

Defense is oriented so a higher percentile is stronger.

Where they attack.

Follow the direction. Check the production.

Share of charted attemptsDirectional schematic

Offense moving upfield ↑

Select left, middle or right. The paths show direction only; alignment, routes and throw depth are schematic.

Grayson Loftis · 61% of charted pass attempts

Throwing right

Share of charted plays: 41%
Usage: charted in this direction: 93 attempts
Yards / attempt: 4.8; over 93 attempts with a result
Completion rate: 56%; over 93 attempts with a result

225 of 232 have a direction · 7 unknown, excluded · rounded

Charted 12 of 12 games

Efficiency charted in 12 of 12 games

Depth as written in the play-by-play: 189 short · 36 deep · 7 not stated

Who's driving the offense?

The Charlotte offense in 2025

Grayson Loftis

QB · 11 games

128/232 · 55% season

Passing yards: 1,415
Touchdowns: 8
Interceptions: 8

Last game

Tulane · Nov 29, 2025: 18/25, 140 yds, 0 TD, 1 INT

Rod Gainey Jr.

RB · 11 games

Carries: 74
Rushing yards: 260
Touchdown: 1

Last game

Tulane · Nov 29, 2025: 7 carries, 4 yds, 0 TD

Javen Nicholas

WR · 12 games

Receptions: 60
Receiving yards: 740
Touchdowns: 5

Last game

Tulane · Nov 29, 2025: 4 rec, 40 yds, 0 TD

Charlotte player tables

Who is producing

Charlotte player production

2025 evidence · 12 games in this window · 12 with recorded rows in this view

Charlotte — Passing production
Player
Grayson LoftisQB	11	128 / 232	1,415	6.1	8	8
Conner HarrellQB	4	64 / 96	737	7.7	4	2
Zach WilckeQB	6	33 / 51	296	5.8	2	3

3 players with recorded rows

Rows are recorded player-game box lines for the games listed above. A missing row is missing data, not proof that a player did not appear, and none of these figures describe targets, snaps, starters or availability.

Temple player tables

Who is producing

Temple player production

2025 evidence · 12 games in this window · 12 with recorded rows in this view

Temple — Passing production
Player
Evan SimonQB	12	190 / 314	2,098	6.7	25	2
Gevani McCoyQB	8	24 / 33	256	7.8	2	0
Jevyon DuckerRB	1	1 / 1	16	16.0	1	0

3 players with recorded rows

In the trenches

Charlotte's line averages 302.8 lbs against Temple's 273.1 lbs front — an edge of 29.7 lbs a man.

Typical FBS gap: 31.7 lbs.

Roster size is context. It isn't a forecast advantage.

Matchup	O-line	D-line
Charlotte OLCharlotte OL vs Temple DL	302.8 lbs	273.1 lbs
Temple OLTemple OL vs Charlotte DL	301.1 lbs	260.5 lbs

Charlotte
Temple

Average listed roster weight, 2026 · bars run from 0 to 350 lbs.

How these teams stack up

2025 season. Percentiles and ranks are among 2025 FBS teams.

Charlotte

Points per game: 14.3#133 nationally · 2nd percentile · 12 games
Points allowed per game: 36.3#131 nationally · 3rd percentile · 12 games
Returning production: 24% of 2024 PPA returns · 20th percentile
Upperclassmen: 53% · 109 of 109 with a class year

Temple

Points per game: 27.8#66 nationally · 52nd percentile · 12 games
Points allowed per game: 29.7#100 nationally · 27th percentile · 12 games
Returning production: 100% of 2024 PPA returns · 96th percentile
Upperclassmen: 45% · 116 of 116 with a class year

Recruiting

Charlotte

2025 signing class · #133 nationally: 2nd percentile · 38.6 pts
4-year recruiting composite (Saturday Bias) · classes 2022–2025 · #126 nationally: 7th percentile · −1.44 (0 is the FBS average)
Roster talent (CFBD Team Talent) · 2025 · #108 nationally: 20th percentile · 526.3

Temple

2025 signing class · #123 nationally: 10th percentile · 102.0 pts
4-year recruiting composite (Saturday Bias) · classes 2022–2025 · #117 nationally: 14th percentile · −0.88 (0 is the FBS average)
Roster talent (CFBD Team Talent) · 2025 · #113 nationally: 16th percentile · 507.9

Recruited classes aren't the roster that takes the field.

Season percentile profiles

Season percentiles · outward is stronger · recruiting and experience are context, not forecast weights

Charlotte: solid line, circles · Temple: dashed line, squares

Charlotte

Offense · 2025: 14.5 · 3rd percentile; CFBD, 2025 season to date
Defense · SP+ 2025: 39.8 · 2nd percentile; CFBD, 2025 season to date
Special teams · SP+ 2025: −1.4 · 15th percentile; CFBD, 2025 season to date
Recruiting · 2025 signing class: 38.6 pts · 2nd percentile; CFBD, 2025 signing class
Experience · returning production 2025: 24% returning · 20th percentile; CFBD, 2025 roster

Temple

Offense · SP+ 2025: 27.1 · 50th percentile; CFBD, 2025 season to date
Defense · SP+ 2025: 33.2 · 20th percentile; CFBD, 2025 season to date
Special teams · SP+ 2025: 1.0 · 73rd percentile; CFBD, 2025 season to date
Recruiting · 2025 signing class: 102.0 pts · 10th percentile; CFBD, 2025 signing class
Experience · returning production 2025: 100% returning · 96th percentile; CFBD, 2025 roster

Charlotte's recent games

Most recent completed 2025 games · play stats exclude garbage time

Nov 29 · 35 recorded plays
at Tulane
L 0–27
23%
Success rate
−0.21
PPA / play
Nov 22 · 26 recorded plays
at Georgia
L 3–35
12%
Success rate
−0.38
PPA / play
Nov 15 · 59 recorded plays
vs UTSA
L 7–28
31%
Success rate
−0.19
PPA / play

The coaching staff

Charlotte

Head coach: Tim Albin
career −8.4 SP+ overall
Photo: APocketJoker, CC BY-SA 4.0
Offensive coordinator: Todd Fitch
career +24.7 SP+ offense
Defensive coordinator: Nate Faanes
career +31.8 SP+ defense

Temple

Head coach: K.C. Keeler
career −8.6 SP+ overall
Offensive coordinator: Tyler Walker
career +27.1 SP+ offense
Photo: Eightlaces2020, CC BY-SA 4.0
Defensive coordinator: Brian Smith
career +34.4 SP+ defense

Head-to-head

Temple leads 3–0 since 2000

2025 · Temple 49, Charlotte 14
Jerry Richardson Stadium
2016 · Temple 48, Charlotte 20
Lincoln Financial Field
2015 · Temple 37, Charlotte 3
Jerry Richardson Stadium

Evidence and sources

Evidence window: 2025 full season

Charlotte: 12 games
Temple: 12 games

Forecast: 2026 game forecast · this game · Saturday Bias
Weather: 2026 game forecast · this game · NWS
The game in a minute: 2025 full season, garbage time included · compared with 2025 FBS teams · CFBD
When each team has the ball: 2025 full season, garbage time included · compared with 2025 FBS teams · CFBD
Where they attack: 2025 full season, garbage time included, regular season only · per team, not ranked · NCAA
Featured players: 2025 full season, garbage time included · per team, not ranked · CFBD
In the trenches: 2026 roster snapshot · compared with 2026 FBS teams · CFBD
Team profiles: 2025 season to date · compared with 2025 FBS teams · CFBD
Recent games: 2025 recent games, garbage time excluded · this game · CFBD
Coaching staff: 2026 coaching staff · per team, not ranked · CFBD (head coaches, SP+) and Wikipedia (coordinators)
Head-to-head: completed meetings since 2000 · games between these two programs · CFBD

Compare these teams

Game forecast

The game in a minute

Temple's offense leads its matchup in success rate

Charlotte has no clear answer on this matchup

Charlotte leans on its top passer

When each team has the ball

When Charlotte has the ball

Charlotte offense · 2025 season · Last 8 games · garbage time excluded

Temple defense · 2025 season · Last 8 games · garbage time excluded

When Temple has the ball

Temple offense · 2025 season · Last 8 games · garbage time excluded

Charlotte defense · 2025 season · Last 8 games · garbage time excluded

Where they attack.

Throwing right

Who's driving the offense?

Grayson Loftis

Rod Gainey Jr.

Javen Nicholas

Charlotte player production

Temple player production

In the trenches

How these teams stack up

Charlotte

Temple

Recruiting

Charlotte

Temple

Season percentile profiles

Charlotte

Temple

Charlotte's recent games

at Tulane

at Georgia

vs UTSA

The coaching staff

Charlotte

Temple

Head-to-head

Evidence and sources

Temple's offense leads its matchup in